*{box-sizing:border-box}html{scroll-behavior:smooth}
:root{--navy:#07152B;--navy2:#0E2A52;--gold:#F5B942;--green:#22C55E;--green-d:#16A34A;--ink:#1E293B;--bd:#E2E8F0;--off:#F4F7FB;--ondark:#E6ECF5}
body{margin:0;font:16px/1.6 -apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:#fff;padding-bottom:84px}
h1,h2,h3{line-height:1.15;margin:0 0 .6em;letter-spacing:-.02em}h1{font-size:clamp(2rem,6vw,3.4rem);font-weight:800}h2{font-size:clamp(1.6rem,4vw,2.3rem);font-weight:800}h3{font-size:1.1rem}
a{color:#0E4A9E}.wrap{max-width:1180px;margin:0 auto;padding:0 20px}.narrow{max-width:820px}
.skip{position:absolute;left:-999px;background:#fff;padding:8px;z-index:99}.skip:focus{left:8px;top:8px}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.ic,.logo-ic{width:24px;height:24px}
.hdr{position:sticky;top:0;z-index:50;background:var(--navy);color:#fff;box-shadow:0 2px 12px rgba(0,0,0,.25)}
.hdr-in{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:64px}
.logo{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none}.logo-ic{width:30px;height:30px;color:var(--gold);transform:rotate(45deg)}
.logo span{display:flex;flex-direction:column;line-height:1.1}.logo b{font-size:1.4rem}.logo small{font-size:.68rem;color:var(--ondark)}
.nav,.dsk{display:none}.nav a{color:var(--ondark);text-decoration:none;margin:0 14px;font-weight:600;padding:12px 0}.nav a:hover{color:var(--gold)}
.hdr-call{display:flex;align-items:center;gap:16px}.dsk small{display:block;color:var(--ondark);font-size:.75rem}.hdr-num{color:#fff;font-weight:800;text-decoration:none;font-size:1.15rem}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:56px;padding:0 26px;border-radius:14px;font-weight:800;font-size:1.05rem;text-decoration:none;border:0;cursor:pointer;text-align:center;transition:transform .12s,background .12s}
.btn:active{transform:scale(.98)}
.btn-call{background:var(--green);color:#06142B;box-shadow:0 6px 22px rgba(34,197,94,.35)}.btn-call:hover{background:var(--green-d)}
.btn-sm{min-height:48px;padding:0 18px}.btn-lg{min-height:64px;font-size:1.2rem}.btn-xl{min-height:76px;font-size:clamp(1.5rem,5vw,2.2rem);padding:0 40px}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy2)}.btn-ghost{background:transparent;color:#fff;border:2px solid #fff;min-height:48px;padding:0 20px}
.hrs{font-size:.85rem;margin:.5em 0 0;opacity:.85}.small{font-size:.85rem;opacity:.85}.dk{color:#475569}
.hero{background:linear-gradient(160deg,var(--navy),var(--navy2));color:var(--ondark);padding:48px 0 28px;overflow:hidden}
.hero h1{color:#fff}.eyebrow{color:var(--gold);font-weight:700;margin:0 0 .6em}.sub{font-size:1.15rem;max-width:560px}
.hero-in{display:grid;gap:32px}.pills,.badges{list-style:none;padding:0;margin:18px 0 0;display:flex;flex-wrap:wrap;gap:10px}
.pills li{border:1px solid rgba(245,185,66,.5);border-radius:99px;padding:6px 14px;font-size:.9rem;color:#fff}
.badges{margin-top:32px;border-top:1px dashed rgba(245,185,66,.4);padding-top:20px;gap:10px 22px}.badges li{font-size:.9rem;color:var(--ondark)}.badges li:before{content:"✓ ";color:var(--gold)}
.qcard{background:#fff;color:var(--ink);border-radius:24px;padding:24px;box-shadow:0 20px 50px rgba(0,0,0,.35)}.qcard h2{font-size:1.25rem}.path{width:100%;height:32px}
.qcard ul{list-style:none;padding:0;margin:0 0 18px}.qcard li{display:flex;gap:12px;padding:12px 0;border-bottom:1px solid var(--bd)}.qcard li div{display:flex;flex-direction:column}.qcard li span:not(.rn){font-size:.9rem;color:#475569}
.rn{flex:none;width:28px;height:28px;border-radius:50%;background:var(--navy);color:var(--gold);display:grid;place-items:center}.rn .ic{width:16px;height:16px}
.qcard .btn{width:100%}
.sec{padding:64px 0}.alt{background:var(--off)}.tint{background:#E8EEF8}
.grid4{list-style:none;padding:0;margin:28px 0;display:grid;gap:18px}
.card{background:#fff;border:1px solid var(--bd);border-radius:20px;padding:24px;box-shadow:0 6px 20px rgba(7,21,43,.06)}.card h3{margin-bottom:.4em}.card p{margin:0 0 .8em;color:#475569}
.num{display:block;font-weight:800;font-size:1.6rem;color:var(--gold);background:var(--navy);width:56px;border-radius:12px;text-align:center;margin-bottom:12px}
.gold-ic{display:inline-grid;place-items:center;width:46px;height:46px;border-radius:12px;background:var(--navy);color:var(--gold);margin-bottom:12px}
.link{font-weight:700}.cta-row{margin-top:28px;display:flex;flex-direction:column;gap:12px;align-items:flex-start}.cta-row p{margin:0;font-size:1.1rem;font-weight:600}
.why{display:grid;gap:28px;margin-top:24px}.callcard{background:linear-gradient(160deg,var(--navy),var(--navy2));color:var(--ondark);border-radius:24px;padding:32px}
.big-num{display:block;color:#fff;font-size:clamp(1.8rem,6vw,2.6rem);font-weight:800;text-decoration:none;margin-bottom:8px}.callcard .btn{margin-top:12px}
.ben{list-style:none;padding:0;margin:0;display:grid;gap:14px}.ben li{display:flex;align-items:center;gap:14px;background:#fff;border-radius:16px;padding:16px;font-weight:700;border:1px solid var(--bd)}
.strip{background:var(--navy);border-top:3px solid var(--gold);border-bottom:3px solid var(--gold);color:#fff;padding:32px 0}.strip-in{display:flex;flex-direction:column;gap:16px;align-items:flex-start}.strip p{margin:0;font-size:1.2rem;font-weight:600;max-width:680px}
.faq details{border:1px solid var(--bd);border-radius:14px;margin-bottom:10px;background:#fff}.faq summary{cursor:pointer;padding:16px 18px;font-weight:700;min-height:52px;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";color:#B7791F;font-size:1.4rem;line-height:1}.faq details[open] summary:after{content:"–"}.faq details p{margin:0;padding:0 18px 16px;color:#475569}
.final{background:linear-gradient(160deg,var(--navy),var(--navy2));color:var(--ondark);text-align:center;padding:72px 0}.final h2{color:#fff}.final .btn{max-width:100%}
.ftr{background:#050F20;color:var(--ondark);padding:44px 0 24px}.ftr-top{display:flex;flex-direction:column;gap:18px;align-items:flex-start}.ftr-num{color:#fff;font-weight:800;font-size:1.4rem;text-decoration:none}
.ftr-links{display:flex;flex-wrap:wrap;gap:6px 22px;margin:24px 0}.ftr-links a{color:var(--ondark);padding:10px 0}.disc{font-size:.85rem;color:#B8C4D6;max-width:860px}.copy{font-size:.85rem;color:#B8C4D6}
.sticky-call{position:fixed;left:0;right:0;bottom:0;z-index:60;padding:10px 14px calc(10px + env(safe-area-inset-bottom));background:rgba(7,21,43,.96)}.sticky-call .btn{width:100%}
.pulse{animation:pulse 2.4s infinite}@keyframes pulse{0%,100%{box-shadow:0 0 0 0 rgba(34,197,94,.55)}50%{box-shadow:0 0 0 12px rgba(34,197,94,0)}}
.doc h2{font-size:1.4rem;margin-top:1.6em}.doc ul{padding-left:20px}.doc p,.doc li{max-width:72ch}
.form{display:grid;gap:8px;max-width:560px}.form label{font-weight:700}.form input,.form textarea{font:inherit;padding:14px;border:2px solid #94A3B8;border-radius:12px;min-height:48px;width:100%}
.err{color:#B91C1C;font-size:.9rem;min-height:1em}.ok{background:#DCFCE7;color:#14532D;padding:14px;border-radius:12px;font-weight:600}.ok[hidden]{display:none}
@media(min-width:768px){body{padding-bottom:0}.sticky-call{display:none}
.grid4{grid-template-columns:repeat(2,1fr)}.cta-row,.strip-in{flex-direction:row;align-items:center;gap:24px}.btn{min-height:56px}.ftr-top{flex-direction:row;align-items:center;justify-content:space-between}}
@media(min-width:1024px){.nav,.dsk{display:block}.hero-in{grid-template-columns:1.1fr .9fr;align-items:center}.grid4{grid-template-columns:repeat(4,1fr)}.why{grid-template-columns:1fr 1fr;align-items:center}}
@media(max-width:1023px){.hdr-call .btn-sm{min-height:48px}}
@media(prefers-reduced-motion:reduce){.pulse{animation:none}html{scroll-behavior:auto}}